Equipment-financing lender Trad.Fi is partnering with AI-agent developer W3 to deploy $650 million in private credit on the Avalanche blockchain over the next four years. The initiative targets U.S. equipment financing for manufacturing, industrial electrical infrastructure, and residential solar sectors. By using AI to automate risk assessment, due diligence, and loan pricing, Trad.Fi aims to reduce financing timelines for small and mid-sized businesses from months to a single day. The program starts with institutional capital funding loans offchain, while a tokenized liquidity pool will provide onchain equity access for eligible investors. The long-term goal is a fully programmable treasury on Avalanche. This move reflects the growing trend of real-world asset (RWA) tokenization, which has quadrupled to a $25 billion market and could reach $30 trillion by 2030.

Key facts

• Trad.Fi and W3 plan to tokenize $650M in private credit over 4 years.
• AI will assess risk, conduct due diligence, and price loans for equipment financing.
• Target sectors: manufacturing, industrial electrical infrastructure, residential solar.
• Goal: reduce financing time from months to one day for small businesses.
• Tokenized liquidity pool will offer onchain equity access to eligible investors.

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