Mastercard has launched Agent Pay for Machines (AP4M), a service enabling AI agents and software systems to make payments to each other securely at scale. The platform supports cards, bank accounts, and stablecoins, with identity verification, spending controls, and guaranteed settlement. As AI-driven commerce grows, Mastercard aims to provide infrastructure for agentic transactions, which could reach trillions of dollars by decade's end. Over 30 companies, including Coinbase, Stripe, and Polygon Labs, have joined the initiative. Credentials will initially be recorded on Polygon, Solana, and Base blockchains. Mastercard plans to expand access later this year.

Key facts

• Mastercard launches AP4M for AI agent payments.
• Supports cards, bank accounts, and stablecoins.
• Over 30 partners including Coinbase and Stripe.
• Credentials recorded on Polygon, Solana, and Base.
• Expansion planned later in 2026.

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