Stables Builds AI-Native Payment Middleware for Machine-to-Machine Stablecoin Transactions
Singapore-based startup Stables is developing AI-native payment middleware to streamline stablecoin transactions across Asia's fragmented cross-border trade infrastructure. CEO Bernardo Bilotta argues that the real growth opportunity lies in machine-to-machine payments, as AI agents increasingly move money on behalf of businesses. By embedding an Anthropic Model Context Protocol (MCP) server into payment rails, Stables enables autonomous software to handle compliance, foreign exchange, and settlement without human intervention. This targets the B2B e-commerce market in Asia-Pacific, projected to exceed $28.9 trillion in 2024. Globally, stablecoins moved $35 trillion last year, with estimates suggesting this could grow to $700 trillion by 2035. Bilotta predicts that within five years, all commerce will be driven by AI agents. The current infrastructure, designed for humans, fails to support automated compliance and transactions, creating a gap that Stables aims to fill. The company focuses on the Asian corridor, which handles 60% of global stablecoin payments but remains highly fragmented. Stables' solution acts as a universal interpreter, allowing AI systems to navigate regulatory and operational barriers seamlessly.
Key facts
- Stables builds AI-native payment middleware for stablecoin cross-border transactions in Asia.
- Focus on machine-to-machine payments as AI agents move money for businesses.
- Anthropic MCP server embedded to automate compliance, FX, and settlement.
- Asia-Pacific B2B e-commerce market projected to exceed $28.9 trillion in 2024.
- Global stablecoin volume estimated to reach $700 trillion by 2035.